|
Mortgage
Rates: |
IRAs: |
|
15 Year Mortgage Rate - 4.15% |
Traditional / Roth
- 1.50% APR |
|
20 Year Mortgage Rate - 4.40% |
Educational - 2.50% APR |
|
Savings: |
IRA Certificates: |
|
.40% APR Funds under $2000 |
2.5 Year IRA Certificate - 2.15% APR |
|
.65% APR Funds over $2000 |
5.0 Year IRA Certificate - 2.75% APR |
-
- Rates Compounded Daily / Paid Quarterly
- Member
Life Insurance Up to $2000
|
*New Program* 12
month IRA Certificate 1.65% |
|
Requires Minimum Deposit of $5,000 to Open |
|
Classic
VISA Program: |
VISA Gold Card Program: |
|
11.9% APR / No
Annual Fee / 25 day grace |
10.9% APR / No Annual Fee / Reward Program |
|
Specific Finance Charges / Periodic Rates /
Billing Rights are explained on monthly billing cycle statement |
|
Certificates: |
|
6
Month |
$5000 Minimum |
1.10%
APR |
1.11% APY |
|
12 Month |
$1000 Minimum |
1.30%
APR |
1.32% APY |
|
24 Month |
$1000 Minimum |
1.70%
APR |
1.72% APY |
|
48 Month |
$1000 Minimum |
2.10%
APR |
2.12% APY |
|
APR = Annual Percentage Rate
APY = Annual Percentage Yield |
|
Early withdrawal of principle funds may result
in a penalty |
|
Money Market Accounts: |
|
#91 Checking (Transaction) Account (Min. Balance $2500) - .75% |
|
#92 Money Market (Savings) Account (Min. Balance $2500) - .95% |
|
Both Compounded
Daily & Paid Monthly -
Variable rates
are subject to change |
|
Fees may
reduce earnings - Actual APY are posted on Individual Financial Statements |
|
Vehicle Rates: |
|
New Car Special |
|
2011 - 2010 |
4.25% APR up to 60 Months* |
|
Used
Vehicle Rates |
|
2009 - 2007 |
5.25%
APR up to 48 Months* |
|
2006 - 2004 |
6.75%
APR up to 36
Months |
|
2003 - 2001 |
8.75% APR up to 30 Months |
|
2000 & Older |
11.75% APR up to 24 Months |
|
|
|
Internal Credit Union Debt Subject to a $50.00
Fee |
|
Loan Value on
older Vehicles Based on Insurance Quote |
|
Share Pledged Loan (Best Loan Program): |
Home Equity Line of Credit: |
|
4.00%
APR based on SAVINGS |
Current Rate
- 3.75%
APR |
|
4.75% APR based on CERTIFICATES |
Maximum Line of
Credit - $75,000.00 |
|
Debt Protection Insurance / Life
and Disability Insurance available to all Loans is provided by Credit Union
and is not underwritten or guaranteed by NCUA. |
Contact Credit Union for Specific Terms,
Rates, Fees, Repayment, Tax Implications, Fixed or Variable Rates
|
-
All
Savings Insured by NCUA up to $250,000
 |
|
FEE
SCHEDULE |
TRUTH IN SAVINGS
ACCOUNT DISCLOSURES |
Fax: 219-942-3447
